Financial Planning

Where do you want to go and when do you
want to get there?

If investing and retirement planning are journeys, a financial plan is your map and compass. It gives you a destination and directions on how to get there. If you do not know how you will meet financial goals, a financial plan is the place to begin.

Once we have a clear picture of you, we build a financial plan that is centered on what is important to you using state-of-the-art software that helps manage your entire life. We start with an open dialogue about your personal and financial goals and concerns. The fundamental question is this: Where do you want to be and when do you want to be there?

Equally important are difficult questions such as:


What does a “successful” life look like to you?


What’s your biggest financial goal (maintaining consistent income when you retire, leaving enough money for your family, minimizing your tax burden…)?


What’s the right investment strategy for your financial needs?


Are you taking too much risk for the return you are receiving?


How do you make sure you don’t lose what you have already accumulated?

Through frank discussion with you, a financial inventory of assets, and analysis of the current strategy, we will design the needed framework to customize a financial plan for you that covers:

Cash Flow

We make sure you have cash when you need it by analyzing cash sources and uses.

Tax Effects

We protect you from the possibility of improper tax planning cutting a chunk out of your returns.

Insurance and Long-Term Care

We make sure you’re financially ready for the possibility of needing long-term care.

Estate Planning

We ensure your loved ones are taken care of through proper designation of assets.


We get you on track toward the retirement you want.


We create a strategy to meet your short- and long-term financial goals.